Capital One® VentureOne® Rewards Credit Card Reviews

Capital One® VentureOne® Rewards Credit Card Reviews
3.0 out of 5 stars
27 Reviews

From Cardholders in the last year


Application Process

4 out of 5 stars

Customer Service

3.5 out of 5 stars

3 5

Card Details

  • Balance Transfer Intro APR Not Applicable
  • Balance Transfer Regular APR 13.49% - 23.49%* Variable
  • Annual Fee $0
  • Purchase Intro APR 0%* for 12 months
  • Purchase Regular APR 13.49% - 23.49%* Variable

3 star reviews (4) See All

These reviews were written by current and former cardholders in the last year.

Jan 07, 2020
Amiya11216 Cardholder

I really like this card for what I got it for which was for miles. Applying was super easy and I received a response with in a few minutes in my email. But be careful because if you have average credit and you get approved for this card you won't get any promotional deals that are advertised and your interest rate will be about 2 points higher than what is stated on the website. Only use it for bigger purchases I can pay off quickly with carrying a balance over so that I can get the miles. This card also does not report to credit bureaus very well, if at all to raise your credit score. Customer service is nice but I don't expect much from them to be honest. If you want your credit score raised get a different card. I went with Petal for beter credit health and they were very easy and helpful and with in the first few weeks my credit score went up a couple points. 

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Jan 07, 2020

Sorry I meant I only use it for big purchases I can pay off easily without carrying over a balance so that I can get miles and avoid the interest.

Dec 11, 2019
Over3years Cardholder

I applied for this card not a problem, received my miles credit for use. Recently applied for a limit increase was told I had a late payment my payments for all cards through Capital One were on time. I have zero late payments on all accounts. Customer service basically nonexistent.

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Aug 17, 2019
Great for Airline Miles
Piggy985 Cardholder

Everything I see written about the card is correct. It is what THEY LEAVE OUT THAT IRRITATES ME!. Nearly Every Time I use my Capital One Card at a new merchant it is denied. Very embarrassing. So I use a different card while holding everyone up. As I leave the store I get a text from Capital One. "Did you just try to make a purchase at....." I reply yes and they THEN me to go ahead the transaction has been approved. This happened once at my local Wal-Greens where I shop often. I have had it! Capital One is being canceled. This is no way to run a railroad. I hate it.

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Oct 19, 2019

Sounds like a fraud protection feature. Maybe there is a way to turn text verification off? Either way, thank you for your input while I shop for a travel card

Oct 19, 2019

This happens to me too with the card. Happened at Neiman Marcus just the other day.

Nov 07, 2019

@Piggy985 just like the person two comments above me said. It's a security feature you can turn on or off. Besides that I would rather have a security as tight as that on my travel card then not.

Feb 20, 2019
Lamont214 Cardholder

It is used as a secondary card due to no credit increases so far. 

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Mar 10, 2019

Ask for an increase? I have tripled my original, credit.

Jun 07, 2019

Hi you can only get a increase ever 6 months.

Aug 24, 2019

This card as been a solid card. I was originally given a $1500 limit. After 6 months of use I requested and increase and they took it $4500. Another 6 months and a request and I was increased to $7500. A year later I decided to ask for an increase because I use this for nearly everything and sometimes I have a usage of +30%. They increased my limit to $10,500. I've never been late on a payment and I've never had to pay a single dime in interest. I'm confident that should I need another increase in the future and I continue with my good habits that they will increase it again. My credit score has been around 700 for the duration of the card. I needed a card to help rebuild my crfedit after a divorce and this one has done that and more. Great company to do business with, so far.

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Sample Size: 1,604
Data Created: February 02, 2015

Note: Sample data consists of Credit Karma members who hold this card.
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Capital One® VentureOne® Rewards Credit Card Reviews

Capital One® VentureOne® Rewards Credit Card