I appreciate the no annual fee and no international transaction fee. If I'm being honest, I use this card primarily just for booking flights and secondary expenses. The rewards are alright, but not as good as my other cards. I did have my identity stolen with it once though. They sent me a text to let me know of the suspicious activity ($200 at gas stations over two days - and I have an electric car). I called and they immediately locked down my card and refunded the purchases.
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR Not Applicable
- Balance Transfer Regular APR 13.74% - 23.74%* Variable
- Annual Fee $0
- Purchase Intro APR 0%* for 12 months
- Purchase Regular APR 13.74% - 23.74%* Variable
Most Helpful Positive Review
Most Helpful Negative Review
Everything I see written about the card is correct. It is what THEY LEAVE OUT THAT IRRITATES ME!. Nearly Every Time I use my Capital One Card at a new merchant it is denied. Very embarrassing. So I use a different card while holding everyone up. As I leave the store I get a text from Capital One. "Did you just try to make a purchase at....." I reply yes and they THEN me to go ahead the transaction has been approved. This happened once at my local Wal-Greens where I shop often. I have had it! Capital One is being canceled. This is no way to run a railroad. I hate it.
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