I have had this card for several months. I got this card and an American Express at roughly the same time. I am extremely happy with both cards, but I like my Barclaycard because of the low interest rate, and the community site. The community site is a great feature of the card, and I wish that more credit card companies had the feature. The biggest con of this card is the low CL (they gave me $1000). My other CLs at the time were $2500 and $500 (My first CC). Many people complain about the CL on the community site, so I know that it isn't just me. I am trying to keep my balance between 20%-35% so that they will hopefully Auto-CLI me at the 6 month mark (per the community recommendation). Overall, this is a great card (would be perfect if it had a higher CL), and I would recommend it to anyone who wants to have a card for carrying balances. I plan to keep this card for the long term.
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CK of 655, Thought I would give it a try. I got denied. I have aprox. 50% ultilization but a short credit history. Ill give them a call like Qewbicle, but that number didnt work for me.
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Sample Size: 518
Data Created: February 02, 2015
Note: Sample data consists of Credit Karma members who hold this card.
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