Upromise MasterCard Reviews

Approval Odds

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1.0 out of 5 stars
5 Reviews

From Cardholders in the last year

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Application Process

3.5 out of 5 stars

Customer Service

2.5 out of 5 stars

1 5

These reviews were written by current and former cardholders in the last year.

Mar 10, 2017
promise not met
Anonymous Cardholder

Promise $100 cash back when used. Never able to get it. Bad, bad card.

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Feb 17, 2017
Anonymous Cardholder

barclay has some of the worst custome

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Dec 21, 2016
Great for the sock drawer
tallguy210 Cardholder

Do not apply for this card unless you want to stay at your same credit limit for years and years and years and years and years.  It's impossible to get a credit limit increase on this card, no matter how much your credit report improves over the years.  The only thing they are big on is asking you if you would like to do a balance transfer, every single time I call.  Once, they reduced my annual percentage rate from 25% down to 20%, wow.  I've read on other forums where people who have a bankruptcy on their credit reports seem to be treated way kinder when it comes to getting soft pull credit limit increase.  For me, best thing I can do right now is put this card back in the sock drawer.  No way do I want this to be my daily use card. 

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Dec 05, 2016
horrible customer service.
Anonymous Cardholder

Rude and incompentent customer service. So rude they won't even mind losing you as a customer. SKIP.

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Oct 11, 2016
Funky card
Anonymous Cardholder

No problems with using the card.  The frustration comes when you want to redeem your rewards.  Unlike Citi and other card companies (which are efficient and easy to use when redeeming rewards), this card is a nightmare.  First, I was told I would have to wait 60 days from the first transaction.   Then I was told I would have to wait 90 days from the first statement balance, which is actually 4 months from the first date of purchase.  I hope they are not fraudulent.  Customer service tries to help, but they are hard to understand, and even harder to decipher.  They provide no incentive to keep using the card.  A mystery why they think anyone in this day and age of lots of CC that reward in an honest and efficient manner would put up with this.  I never use a CC without a reward structure, and I never use a CC that is a hassle.

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Upromise MasterCard