I have this card and use it often for groceries and gas. They place your rewards on your next statement so the best way to acquire your reward credits is through gift cards. You will receive them in 7-14 days instead of the 45 - 60 credit on your account.
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR 0% for 15 Months
- Balance Transfer Regular APR 14.49% - 25.49%* Variable
- Annual Fee $0
- Purchase Intro APR 0% for 15 Months
- Purchase Regular APR 14.49% - 25.49%* Variable
Most Helpful Positive Review
Most Helpful Negative Review
They want your federal tax returns. They did not require them before issuing the card and then after a month told me they needed them. I of course said no to that. Had I have known that they would have asked me for federal tax returns I would not have applied. Putting 4 years of federal tax returns out on the internet or even stored on their systems so they can be hacked later is just not a good idea. The value of the card is not worth the risk. No other card company has asked for my federal returns. 752 Fico score and don't need the hassle or risk. When I talked to them they said they had to have them or they might cancel me. I said to cancel my card I was not longer interested in it. Even though the card was paid in full they canceled the card and put it on my credit report that they had cancelled it when I had cancelled it.
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Sample Size: 5,500
Data Created: February 02, 2015
Note: Sample data consists of Credit Karma members who hold this card.
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