SimplyCash® Plus Business Credit Card from American Express Reviews

Approval Odds

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4.4 out of 5 stars
5 Reviews

From Cardholders in the last year

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Application Process

4.5 out of 5 stars

Customer Service

4.5 out of 5 stars

4.5 5

These reviews were written by current and former cardholders in the last year.

Jun 23, 2019
OK card but stingy credit limits
JohnnyCredit Cardholder

Got this card in 2017 after being in business for a few months and was given a 2000 CL. We run everything through this card and must make payments 3-4 times a month to clear it out and use it again. No Lates. Once we went over the limit for a few days then wiped it to 0 in one payment. I've applied for a CLI 3 times in the past 18 months and have been denied every time. Business generates over 1M/year. Crazy part is that I have an AMEX Platinum card with unlimited spending AND an AMEX Preferred card with a 20K limit. My Scores are TU 808, EXP 803, EQ 812. Even though the AMEX customer service is the best around bar none, I'm going to be reluctantly canceling this card and getting a CHASE business card. I'll follow-up with my credit limit on the CHASE card next week. 

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Jun 23, 2019
Perfect for Online Business Owners
Radar717 Cardholder

Biz card with PERSONAL Guarantee. Only NEGATIVE marks show for this card. Good payment history doesnt show nor does Utilization for spending. Nice Benefits if you can take advantage of them. NAF and pretty easy approval with decent CLI makes it a Winner and Keeper.

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Feb 06, 2019
Great and inexpensive
iameric Cardholder

This is a business card WITH owners PG. To establish Corp credit get this card or similar for two years THEN with 2 yr tax records and good pmt history - APPLY for any of the AMEX CORPORATE cards. Those are WITHOUT owner PG.

I have 4 Amex cards, best customer Svcs, the benies are average as any other but get the card that compliments your spending and take advantage of its strengths.

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Feb 04, 2019
Simply Amazing
Xxpressions Cardholder

If you have a sole proprietor business..this is the perfect card to put all expenses on..perfect card

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SimplyCash® Plus Business Credit Card from American Express