Great bank for young adults well anybody that can't nugget this bank does it for you
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Don't put your money here because you will not be able to get it out when you need it! Simple Bank is not actually a bank, they are an internet facilitator. The money you think is at Simple is really at BBVA USA. Simple bank can't wire or perform instant transfers like other banks can because they DON'T HAVE THE MONEY. They have to request it from BBVA. I have been a mortgage broker for 30 years. My clients, first time buyers, bank with Simple. When they contacted them to ask for their down payment money to be wired to the title company so they could close, Simple Bank said no. Simple's "solution" is for them to transfer no more than 10K per day to a different bank that the clients link to Simple. Then that transfer takes 3 days to occur, then they need to wait until the funds have been in the second bank long enough to wire. We dont have that kind of time. We did a conference call to Simple Bank, Tanya at Simple Bank refused to transfer us to a supervisor - said their supervisors don't take calls. Then we got a customer experience rep who was the one who admitted they can do a rush on a cashiers check because they dont' actually have the money. This "bank" is a fraud and a scam. if I could give them zero stars I would.