Simple Reviews

3.8 out of 5 stars
41 Reviews

From Account Holders in the last year


Application Process

4.5 out of 5 stars

Customer Service

4 out of 5 stars

4 5

Most Helpful Positive Review

Apr 05, 2018
Helps you only spend what you make.
Anonymous Account Holder

Simple allows you to save for vacations/bills with their AMAZING Goals feature. They highlight the money that is safe to spend after all the bills owing you have entered. You will never miss a rent payment with this app. It helps you ensure the money is always in your account AND helps you not spend it before he first! What other bank can do that??

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Most Helpful Negative Review

Jun 06, 2018
Merely a Shadow of Their Former Glory
Anonymous Account Holder

I've been a Simple client since 2013. In the beginning they were smart, helpful, and clever - responding to ideas and suggestions, and even playing along with a story about a drunken intern at a holiday party for far longer than was necessary. Sadly since the merger with BBVA Compass that wit and passion appears to have drained away and left only what the corporate overlords will allow.

The straw that broke the camel's back for me was a failure to deliver a rent check. I'd ordered it halfway throught the month, but it never arrived. Had this happened with the Bancorp iteration of Simple I believe they'd have literally fallen over themselves to help out and make things right, but the BBVA Compass iteration mustered a return of funds 2 days after the check was canceled - and only 3/4 of the late fee I was assessed by the leasing company.

Long story short, I'm saddened that what was once a magical, wonderful thing is now just another cog in the machine.

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These reviews were written by current and former account holders in the last year.

Mar 06, 2019
The best thing to happen to finance
enlnc Account Holder

I'm baffled by some of the harsh reviews on here. I've been a member of Simple since it's early BankSimple days, and I have to tell you, this is company is amazing. Maybe its years with Wells Fargo that is setting the bar a little too low, but Simple has phenomenol customer service, intuitive budgeting features, and a top rate app. I think most people don't realize how powerful and numerous the features are, like automatic check mailing and the Goals/Expenses sections.  I love their high yield savings account that lives inside your account -- its not the *very* best yield APY but it's close to the best, and given the instantaneous transfer to my regular checking account, it totally wins. What else can I say. Exporting your data off their site is super easy.  Writing memos about each transaction is a godsend. One minor bonus, I was one of the lucky ones to get in their paper check program, which I hope they expand to more customers; it allowed us to completely rid ourselves of Wells Fargo for that 1-2 times a year we needed to write a paper check. I'm not one to write reviews, but this is one of those few companies that I will totally evangelize and tell everyone about - it's just that good. 

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Jan 11, 2019
Best bank EVER!!!!!!
1Love1Heart Account Holder

This is seriously the best bank ever. You can have seperate accounts AND a joint account,you can set up protected goals/savings,you can transfer money INSTANTLY, the app is extremely clean and 'simple' 😉, the customer service is 5 🌟 alone,if you need anything you can call and directly get a live person,or you can email and get an almost instant response with real help. I have zero complaints,zero!!! Been with them for four years,never regreted it.

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Jan 02, 2019
Closed with no reason given
Foolishkarma Account Holder

Closed my account almost two weeks after opening it while I was waiting on a deposit. Refused to tell me why. This tied up my money for almost a month. Really frustrating. Stay away from Simple.

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1 Reply
Feb 10, 2019

Same experience. Stay away.

Jan 02, 2019
Customer Service is Extremely Outstandin
IrishGot10 Account Holder

Mobile Apps do not get any better than this

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Jan 02, 2019
Nando9345 Account Holder

Customer service is the best ever and the app’s UI is very clean and easy to use. I love the Protected Savings account that it comes with, too.

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Dec 05, 2018
So Simple, and very easy to contact supp
Mmtee Account Holder

It is a fully mobile based bank, woth no branches, but offer many free ATM options.

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Dec 05, 2018
Perfect, very Simple
Den2019 Account Holder

It's Simple just like it's supposed to be. Alot of Banks only care about credit scores, and charge overdraft fees all the time. Simple doesn't have overdraft fees, which keeps more money in my pockets. It's very easy to deposit checks by taking the picture and sending it via the Simple app.

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Dec 05, 2018
duebel Account Holder

This is best bank and the best group of people in the world. Hands down.

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Nov 20, 2018
Lomoore Account Holder

They don’t have the answers to anything and the “chat” team that has the answers is full of ****. They go around and around in circles and then tell you to call customer service who the tells you to reach out in chat. It’s a bunch of ****. And just not a good “online” bank. 

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Dec 05, 2018


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