Simple allows you to save for vacations/bills with their AMAZING Goals feature. They highlight the money that is safe to spend after all the bills owing you have entered. You will never miss a rent payment with this app. It helps you ensure the money is always in your account AND helps you not spend it before he first! What other bank can do that??
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I've been a Simple client since 2013. In the beginning they were smart, helpful, and clever - responding to ideas and suggestions, and even playing along with a story about a drunken intern at a holiday party for far longer than was necessary. Sadly since the merger with BBVA Compass that wit and passion appears to have drained away and left only what the corporate overlords will allow.
The straw that broke the camel's back for me was a failure to deliver a rent check. I'd ordered it halfway throught the month, but it never arrived. Had this happened with the Bancorp iteration of Simple I believe they'd have literally fallen over themselves to help out and make things right, but the BBVA Compass iteration mustered a return of funds 2 days after the check was canceled - and only 3/4 of the late fee I was assessed by the leasing company.
Long story short, I'm saddened that what was once a magical, wonderful thing is now just another cog in the machine.