My small family moved all of our banking to Simple after using them on and off for several years. We immediately began to save money faster, were able to build multiple successful budgets, and better plan our financial future. I honestly don't understand why bigger banks lack these features. We're pretty much cashless, but when we do need cash, the ATM network has worked perfectly every time.
Simple may not be for everybody, but it's the best bank I've ever used. Highly recommend.