This is seriously the best bank ever. You can have seperate accounts AND a joint account,you can set up protected goals/savings,you can transfer money INSTANTLY, the app is extremely clean and 'simple' 😉, the customer service is 5 🌟 alone,if you need anything you can call and directly get a live person,or you can email and get an almost instant response with real help. I have zero complaints,zero!!! Been with them for four years,never regreted it.
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Closed my account almost two weeks after opening it while I was waiting on a deposit. Refused to tell me why. This tied up my money for almost a month. Really frustrating. Stay away from Simple.