I felt the need to write this review after reading all the negative ones. First of all, Wells Fargo was there when I needed a vehicle the most. At the time, my score was 610 and Capital One approved me for a loan with a rate of 17.99 %. The financial advisor for the Hyundai dealership told me I should try with Wells Fargo, so I agreed. They not only approved me for a loan, but the rate was lower at 11.99%. Yes, it was high, but I made poor choices between the ages of 18 - 21. I am 24 months into my loan and I have NO COMPLAINTS. I have never been late and I have never needed to speak with a customer care specialist since the website is simple and easy to use. I intend on refinancing this loan next month.. but the moral of it all is the following: They were there when I needed them and AS LONG AS I PAY ON TIME.. THERE ARE NO PROBLEMS. If you agree to a loan, pay the **** thing on time. By paying this loan on time, along with responsible use of my two credit cards, my score is now 710. ALL IN TWO YEARS TIME! All these 1 and 2 star reviews are seriously uncalled for. Anyway, I hope if you are reading this and you need a car and have been trying your best to improve your credit, give Wells Fargo a look. Just be reasonable and take an honest look at your finances. Purchase a vehicle well within your budget and what you can afford monthly. Don't be a fool. Anyway, Wells Fargo has been good to me. You won't be dissapointed. :)
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Most Helpful Negative Review
Paid loan in full 2010 (have letterhead to prove), yet they made multiple 30 day late entries on my credit reports dated 2011. Filed several disputes to no avail (they refuse to remove the negative items). BBB report filed today. Considering legal action.