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4.0 out of 5 stars
5 Reviews

From Borrowers in the last year


Application Process

4 out of 5 stars

Customer Service

3.5 out of 5 stars

4 5

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These reviews were written by current and former borrowers in the last year.

Oct 05, 2016
The process was simple.
koffinga Borrower

I don't know why they have such negative reviews maybe because satisfied customers don't usually write reviews as myself. However I decided to write something this time otherwise the good will go hidden.

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Sep 06, 2016
Great Loan/Great Company
Anonymous Borrower

Very easy to get a loan and great terms.  Not sure about the people that do not have good credit......those are the people that seem to be doing most of the complaining on here.

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Jun 08, 2016
great even with bad credit
Anonymous Borrower

I contacted them through lending tree, they had the lowest APR and I decided to go with them. they sent me the check within a few days, I cehcnged my mind on the amount I wanted to spend and they sent me a second check O/N to make sure I had it by the time I went to the dealership. I definitely suggest it.

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Mar 12, 2016
Anonymous Borrower

Not very happy they did a hard credit check it brought my credit score down 32 points not a good way to do business .

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Jan 11, 2016
Perfect for first-time buyers, or anyone
thrashette Borrower

I am more than happy with the service provided by Up2Drive, and would recommend it to anyone. I can't believe they have such negative scores on here, because my experience was nothing but excellent.

As a person with low income and only 6 months of credit (although my scores are around 720) I was having a lot of trouble securing a car loan. Up2Drive quickly approved me for a $12,000 loan over a 4 year term at 4.2% interest. That far exceeded my expectations as a first-time buyer.

The customer service was absolutely amazing. They were beyond friendly, knowledgable, and professional, and were happy to explain everything and answer any questions I had. Yes, they were American, and responded immediately with no wait time.

The process worked seamlessly. The loan packet arrived very quickly, and I was impressed by the presentation. I mean, this is a relatively unknown company. But all documentation and paperwork was presented extremely well and was easy to read, with beautiful design on thick cardstock. My dad and I read the whole terms, and there's nothing shady going on here. Of course, I was skeptical because it all seemed way too good to be true. The dealer had never heard of the company, but everything was processed smoothly and easily.

The website does look a little outdated and iffy, but I assure you, it's very easy to navigate and works flawlessly. The minimalist design contributes to that.

No, I am not endorsed by this company, just extremely impressed by my experience with them. I'm on my third month now, absolutely no problems with payments, and I am loving my "new" car. I would definitely recommend this lender to friends, family, and strangers. It seems like they're willing to lend a hand to new buyers with promising credit, and for that, I must commend them. There are few options for us who don't have bad credit, but are new and take the responsibility of borrowing very seriously. This is that option.

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