I put money down with a credit score of 620 back in Dec 2014 on 2015 Escape thinking I wouldn't get approved for a lease. Not only did I get approved but gave me a great rate. I was told to never miss a payment and I will be able to come back to lease again. I decided to turn my lease in early for a 2017 just last week thinking let's see if the dealer was correct about getting approved easily again. Sure enough I got approved and was told I was a Tier 1 customer so I got an upgrade. I'll stick to the same plan of paying a half car payment every 2 weeks so I will always be ahead of the loan. The finance manager said when he talked to Ford they loved how I did the payments and asked if I would be doing the same? I told them yep, and I will back again in 3 years!
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Be careful if you lease through Ford and then don't want to buy another Ford at the end of your lease. They refused to give me a lease payoff once they found out I wasn't buying another Ford. In fact, when I started car shopping I logged into my Ford Credit online account and printed a payoff letter (like any other manufacturer lease I've had before) - when it was time for the dealer to pay Ford for the car they REMOVED the link and make it impossible for me to get a payoff letter. Refused to give me a payoff and forcing me to go to a dealer in a city where I don't even live. They stated it says in my lease contract this is their process (even though I can't find where it says this) and the payoff check for the vehicle must come from a Ford dealer. The funny thing is the dealer who sold me the brand X car is ALSO a Ford dealer - so the check IS coming from a Ford dealer. Have traded in other Fords off lease early, at different Ford dealerships, without any problem before. Will never lease or buy through Ford Credit again. Strongarming customers is a terrible way to get repeat business and an even worse way to spread positive word of mouth.