I went to Carmax to originally buy a car with a roadloans approval, but I wanted to see if I could get a better rate with a different finance company. I did not think anyone would even approve me besides roadloans. Exeter came back with a slighty higher interest rate with a term of 60 months instead of 72 and the payments were lower!! Don't ask me how that happened, but it was a win. They got my account setup very fast, and I am still in shock. Awhile back ago, around 2 years ago, I made a very bad decision and got myself into a extremely high interest title loan with the car that I traded in (DON'T EVER EVER GET A TITLE LOAN WITH 1 STOP TITLE LOANS, THEY WILL RIP YOU OFF). I'm just very thankful that I got out of that nightmare and my payments in now almost cut in half, and they are being reported to the credit agencies where previously they weren't. I got a fantastic reliable car that I absolutely love. I have never been so happy in my entire life. I feel like I won the lottery! Thank you Exeter Finance!!
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Pick another loan company. I have made 25 payments on the loan it only went down $2,000 and the car payments are almost $600 a month. It's almost like being scammed. Going on 3 years in this contract I will end up paying over $40,000 or car not even worth $25,000 brand spanking new. Oh yeah they don't put gap insurance in this overly priced loan either so If you stay this in this contract for over 1 year your screwed.