If you keep up with payments on time..
Exeter is like any other financing company. If you make your payments on time, and even if you don't and call them ahead of time, you should not have anything to complain about. When we purchase a car and agree to their terms, we have to be diligent in keeping up with our part of the contract (paying). I' was late one time for 15 days after the due payment, and they never called me harrasing about the payment. I did call them on time and set an expected payment date.
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Scam
Do not get a loan from them. They will charge you interest fees out of the behind. They will constantly call you everyday more than once to hound you for your bills. If you're car gets repoed, they will not help you. They will not refinance your car. I have heard bad things about them before, but this takes the cake. If you don't call them when you make a cash payment, they'll say that you didn't pay your bill.
Never use this company Rip OFF!!!!
auto finance loan
over priced, high interest, must have compensated salesman, constant imposition of fees if late; this must be illegal....
Great at getting a lan
Fees I never seen before but I finish paying it off.
horrible
I hit a deer. Totalled the car. I bought a new car and had the rest of pay off that insurance didn't cover included in new loan.. They wouldn't except payoff check from dealership. Finally, I called in and got the payoff paid it on the beginning of July and I'm still getting hits on my credit report. Saying I'm 60 and 90 days late, she. it's paid off. Called tonight and automatic system is saying I owe 207.00 due by January 1990. WTF.... very frustrated to say the least
The worst experience ever!
They are truly thieves! On the $11000 how much I needed to finance they charged me 26% interest, saying that I can pay it off any time, so the interes will not apply. Guess what?? After 2 years of paying, my debt is still the same, cause, so far they took $8700 from me and applied it only on interest. Don't ever do any business with them.
Drag their feet, don't get things done
Bought a car 3 months ago and they still haven't got the title. My insurance wants to pay off the loan but Exeter wont let them for the reason previously stated. They do however want me to continue making payments on it with interest. So you'll demand I continue to pay $255 a month but wont except a total payoff? Makes sense, NOT
Worst company in the world for auto loans.... first 4 months they were auto drafting my account 2 times per month.... then for some reason then took me off auto drafts didn't inform me view phone, email, or mail nothing and tonight my car got repossessed.... with my kids 30 minutes away at babysitter and they wouldn't let me get the cars seats... worst company in the world to get auto loan. I would rate 0 stars for them....
It was a start...
My credit was less than perfect and I couldn't get approved for an auto loan at the "big" banks. I was approved for a $16000 loan through Exeter at a rate of 21% for 72 months. I would pay more than $30, 000 over the life of the loan. I wasn't comfortable with this but it was a start. After making 5 payments of $420, I approached my credit union because my credit score had improved to mid 600's. My credit union approved me for a refinance at 5.22% ($338 per month) for 60 months. That's also 7 months off the Exeter 72 month term I originally had. The best decision I ever made. My advice is that if you absolutely have to go with Exeter, make your payments on time for about 6 months. Hopefully, your credit improves (assuming you have no derogatory records like bankruptcy, collections, tax lien, etc.) then you can approach a credit union or another bank for a refinance.
PREDATORY LENDER
PREDATORY LENDER. Enough said.