What everyone writing bad reviews has to understand is that if your credit is crap, you're going to get a high interest rate. If you don't pay your car payment, they'll come get your car. Any financial institution has to protect their assets, and are there to provide a service to you. With your poor credit, you don't get to pick their policies - you have to follow them. There were some comments about payment dates, interest calculation and some other stuff... come on, do some research! If you don't know how APR or car loans work, look it up. If you don't know the policies about payment dates, grace periods, autopay or other loan requirements, call and ask! People act like the banks need to do what the customer asks, regardless of policy - but that's not how life works. You all need to chill out, fix your credit and get a loan with low interest or just pay cash for your car if you don't want to deal with subprime companies. I knew what I was in for, but so far, it's plesantly worked out with Exeter for me!
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They don't care about the current covid situation and how much impact it's taken financially. They dinged my credit and still keep charging me late fees. After they said they wouldn't. Don't finance here they don't care about the current pandemic. They will still take your car