Great for second chances. Only people that complain are those that can't keep their word on making payments on time. If you can't make payments on time, take the bus and stop complaining!
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I have had this loan for about 4 years and it's been nothing but a headache. Prior to being off work on disability I never missed a payment or paid late. Once you make 1 late payment replete with late fee, it's all down hill. It's as if they flag your account and start a cycle of harassment. Today marks the 3rd time they've repoed my car and though the last time I paid the account down to zero as they stated was required, I still owe the same amount as when I originally finance the car. How sway?
At this point all the interest should be paid. I even write on my payments to apply to the principal but obviously they are not. I'm done with these bloodsuckers. They can keep that **** car