I have an auto loan through Credit Acceptance, and they were relatively easy to go through. The only problem I have, is that the interest rates are a tad high; however, with my current credit rating, it's to be expected. In a few months I'll refinance, but for now, I'm glad they've accepted my application.
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I purchased a SUV and Credit Acceptance became my creditor, 10/22/2010. On 10/22/12 I wanted to use my car as a trade in to purchase my current SUV , it turns out not even the finance company had a copy of the title and wouldn't show me proof that they were thee actual owners of the vehical once the car was financed. I ended up having to keep the car and paying two car notes two insurances. I then stop paying the car note on my 1st vehical and set up an escrow account and demand my title. 5 months went by and next thing I know Credit Acceptance went to where my car was stored which was strange bcus they never were told where it was at. I get a letter in the mail 11/2013 stating they repo my SUV and I could retain it IF I paid them .(STILL NO TITLE) I paid them 2500 remaining balance and then was told I can make arraignment to pickup my SUV. I called set an appointment just to find out my car was 2 hrs away from my location . When I got to the location to pick my vehical up they wanted me to sign for it before I saw my vehical. I was shown pictures of it when it was brought In but never say it since they had it. My SUV was damaged with a cost of repairs of $5500 and they lost the key to my vehical and tried to sell me a key from their on site lock smith for $150 , I declined the offer. I called AAA towing company to towe my SUV wasn't drivable. When the tow guy went to the lot to get my car he came back to me and said it will be awhile because they are digging my car out of a snow hill, not only did they strong arm to get the balance that was owed on the loan by repo the vehical and still refused to give me the title until after a month of me paying the balance in full, my car was damaged, they let my windows down and allowed the snow to fill thee insides of the car and had my car underneath a snow him which means they were shoveling the snow and just piled the snow onto my vehical while it was parked on their lot. I eventually bought another body for my SUV because the damages were horrible and out of the 4 years I had the SUV I drove it mainly 2-3 months out the year bcus it was sold to me with many problems resorting to replacing electrical system, gas tank and lines, heating and cooling system, new transmission, new engine, basically I bought a lemon and when I paid for all the repairs that were done ONLY at the Superior GMC dealership they wanted the car back but I declined their offer to buy back .They can't be trusted and they may not even have the title of your car in their possession and give you a hard time when your trying to use the vehical as a trade in. I really believe they was trying to block me from doing business with someone else.