The Hartford - Auto Insurance Reviews

1.7 out of 5 stars
11 Reviews

From Policyholders in the last year


Application Process

4 out of 5 stars

Customer Service

3.5 out of 5 stars

1.5 5

Compare Auto Insurance Offers

View your top Auto Insurance recommendations and compare rates on Credit Karma.


These reviews were written by current and former policyholders in the last year.

Jun 16, 2017
auto and two homes for twenty years
Anonymous Policyholder

Riduculous prices. I paid my policies in full for years. They canceled policies without sending renewal notices and made up all of these excuses about trying to reach me that were absolute lies. They did it two years in a row and when I called to reinstate, they jacked up the rates "because I was past due." It's a total scam. They said that they couldn't reach me but they were sending me emails trrying to sell me a different type of insurance.

more ...
May 18, 2017
Con Artist
ss19 Policyholder

If you are over 55, don't go there. I have had it for years and never had an accident, I always carried full coverage. When I called to get a windshield replaced, cost $178, they claimed I didn't have coverage for that even though I know I asked for full coverage with the agent when adding on another car. I believe because I am older, they think my memory is not in tact.  I asked to hear the recording  of the phone conversation and they refused. They guys don't have your back, they much prefer to take you for their own ride.

more ...
Feb 24, 2017
Auto insurance
Anonymous Policyholder

Very expensive policy.  I made one phone call to a rival company and saved almost 500 dollars a year

more ...
Jan 17, 2017
Buyer beware
Anonymous Policyholder

I moved and put in a change of address for my apt. insurance.  I paid for the policy a year in advance and there was 4 months remaining.  They said I would get a rebate as the place I was moving to was safer and would get a check for the difference.  Then 4 weeks after a letter, dated a month before, and sent to the previous address, even though they had been given the new address was forwarded.  It was no longer insured because of a claim at the previous residence.  I had not made a claim in over 15 years.  They would not refund the money, I was not insured and had no notification or emails.

 They would not send back the money because they said I hadn't cancelled the policy.  So THEY cancel a policy, then keep the money and give NO service.  Can you imagine how bad it would be if I had to actually make a claim.

more ...
Dec 10, 2016
Will not own Hartford Insurance much lon
Anonymous Policyholder

They wait and audit any traffic infractions or accidents at about every five year mark. And then want to penalize you with high fees for another five years. Even after I went in good faith and took to driving classes and had two tickets removed. Dropping them next week good riddance. They are insane I have 2 quotes for half the price even with one accident still on the record .same amount of coverage

more ...
Oct 27, 2016
Have never had a problem with them.
sunsmith97423 Policyholder

Have had for many years and they have responded promptly and responsibily.  I can contact them online or by phone.  Very pleasant to deal with!  Best rates too!

more ...
Sep 17, 2016
Good rates the first year only
Anonymous Policyholder

I never had a claim so I was very surprised when my auto rate went up 25% after the first year. Used the Truelane device. That was a joke! Would not recommend. 

more ...
Aug 17, 2016
They do use bait and switch tactics.
Anonymous Policyholder

I received a very reasonable rate the first year but by the 3rd year without accidents or tickets their prices rose so high that I dropped them immediately.

more ...
Aug 08, 2016
They promise not to drop you, lol!
rsr1964 Policyholder

I was a 12 year Progressive customer, always had reasonable rates. I switched to when I turned 50 on the recommondation of AARP. Initially I was impressed, saved about $150 a year compared to Progressive. $495 a year for 2 vehicles, one new with full coverage, one basic. Then came renewal time, over $1200! When I contacted them, they claimed my credit rating was the reason. Mind you, I have no tickets or accidents. They promise "not to drop you", but sure love to GOUGE you!  Went back to Progressive. Of course I lost all of my long term customer discounts, and now pay $333 for 6 months. It`s still about half of what The Hartford wanted. 

more ...
Jul 28, 2016
Lousy service on all my policies
hotsauce1183 Policyholder

I have 4 policies with Hartford - 2 homes and 2 vehicles have been insured with this company for over a decade. During that time I have made 2 claims. Neither were very big. Both were for water leaks in a rental property but the claims process for each claim was unpleasant and ugly. The attitude was like "how dare you submit a claim". The last one was so bad I ended up giving a 3 star (out of 5) rating for the service (the claim wasnt closed yet but I still received an email asking for a rating). Well, that was a big mistake. After I submitted that rating the claims agent took the review intensly personal and  just plain stonewalled everything. I ended up calling the supervisor three times ovet two months before I actually siuceeded in finally settling that claim and getting the work completed.

Recently I bought another house. I called Hartford to ask for a quote. Long story short, after over an hour and a half on the phone I was told that they would decline to offer insurance on the new house because it had a wood burning stove and I couldnt produce a certifcate that the stove had been professionally installed and inspected. DECLINE to insure??? There was a dozen better ways to handle this: They could have simply asked that I get an inspection certificate!! Or they could have asked me to sign a legally binding document committing to have it removed by a certain date! But instead they just summarilly declared that they were declining the business. My escrow is supposed to close in two days and will be postponed if I cant demonstrate adequate insurance.

I will survive this, but no thanks to Hartford. I have already found another company that I am confident will be much less expensive over the long run. And I will be transferring ALL my policies to the new company where they might acctually appreciate my business.

more ...
Add a Review

Add Your Review

I Own It I Had It I Applied

Please state your experience.

How would you rate this policy overall?

Please select a rating

What should others know about this policy?


How was application process?

How was customer service?

Join the Credit Karma Community

It’s free, and you’ll get tools and info that can help you improve your financial health:

  • Credit scores and reports
  • Credit monitoring
  • Personalized recommendations