I have yet to find another insurance company that can offer me rates like Hartford...
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I had the same experience with the Hartford. I scraped the wheel well of a parked car. The owner submitted a claim for $865.00. No police were involved and therefore no ticket. Very minor repair needed.
Claim was paid; but my insurance went up drastically. Also I am considered a high risk for five years. Unbelieveable!!!! I have been driving for 59 years without any viiolations or claims