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Horace Mann - Auto Insurance

2.5 out of 5 stars
4 Reviews

From Policyholders in the last year

ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL

Application Process

2.5 out of 5 stars

Customer Service

2.5 out of 5 stars

2.5 5

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These reviews were written by current and former policyholders in the last year.

Nov 01, 2016
Deceiving
Anonymous Policyholder

Today I received a letter informing me that my Horace Mann policy was denied for renewal. I was so excited about having an auto policy that was geared towards benefiting workers in the field of education, as we are limited in so many other financial aspects. Of course I called immediately to inquire why they would cancel me so definitively. It's seemed unfair. The rep I spoke with was very polite. She explained that I wa being dropped via the underwriter's determination, because they'd had to pay for a couple of parking fender benders and getting my keys our of my locked car twice. I'm not suggesting I didn't goof on those mistakes. I'm being a lot more careful these days, but I thought those were services I was paying to have covered. I didn't know I would be given the proverbial boot for using them. We were also lead to believe we had full coverage on a second vehicle, but when my husband requested lockout service for himself, we were told it was not part of our coverage for his vehicle, which was on a separate policy, and it would cost $75. Such an utter dissapointment!

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Aug 17, 2016
39 year policyholder
hotandhumid Policyholder

I have insured my home and autos with this company, E & E Insurance, JC Penny Insurance and Horace Mann / Teacher's Insurance, for almost 40 years.  I had always been satisfied with the rates and service they provided until the last several years.  I still cannot complain about the service but as their rates increased, I began to compare my policy with other companies.  After much research, I finally left Horace Mann.  My new insurer has at least as good or better coverages for much less money. Annual combined home and auto premium with Teacher's Insurance was $2983. New annual premium with a very well-known and highly rated company for as good or better coverage is $1879.  That is a savings of $1104!!!!!

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May 24, 2016
Auto and Home
Anonymous Policyholder

I have had policies with this company for 20 years and in the past they were fine.  During the past several years they have become terrible.  Recently they cancelled my policy without notification but still took my money for payment on the policy.  When I called they initially refused to reinstate my insurance saying that I was too great a risk, but I have never had an accident.  After being on the phone with them for an hour they agreed to 'make an exception' for me and still offer a policy.  I was told different stories, lied to, they wouldn't tell me when my money would be refunded, and refused my request to speak with a supervisor.  

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Apr 04, 2016
So far so good!
Anonymous Policyholder

Just bought the policy but so far they have been very helpful and their rates beat those of Farm Bureau where I have been for years. I can say nothing bad about my experience so far. Hopefully it continues! I have the overall policy 4 stars out of 5 only because I haven't had to file a claim yet, so all I have to go on is the customer service and applicaiton process, and they were great. =)

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