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Encompass Insurance

1.0 out of 5 stars
6 Reviews

From Policyholders in the last year


Application Process

3 out of 5 stars

Customer Service

2.5 out of 5 stars

1 5

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These reviews were written by current and former policyholders in the last year.

Aug 01, 2016
Anonymous Policyholder

Stranded on the side of the road and ****ED.

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Jul 14, 2016
Anonymous Policyholder

Their Insured Hit my Parked car and No one was in my car- and still after 3 Days they still said they had to wait to talk to their Insured , for him to admit it was his fault Before they would cover anything!!  the girl Danielle in their office think was a big mouth and their company in No Way Compares to NJ MAnufacturers Insurance!!! If you Hit someone's car , Would it take you 3 Days to call  your insurance company - and Encompass said they tried calling their insured 4 times and blamed it on their Insured Never calling them back!!!!

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Jun 15, 2016
Major rate hike
Anonymous Policyholder

I have been with Encompass for over 30 years.  I have had no accidents, no tickets and no claims on either my auto or home.  In one year my rate has jumped from just over $1,000 to over $1,800.  Excuse me!!!  When I questioned this I was told that insurance rates have gone up.  I call BS on that one, as I just got a quote for a better policy through another MAJOR company and it was around $1,075!  Hmmmm - think they are trying to go after people over 55???

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May 28, 2016

We had a house fire and had to use our homeowners policy. They waited 9 months to cut a check to the construction company building the new house because they have a provision that if repairs are not completed in one year they do not have to pay. Luckily I was financially able to build the new house without the money from the insurance policy. By the time they responded to our attorney he was able to tell them to cut us a check because the new house was already built.
That did not make them happy at all.N

ow they have cancelled our policy because my three Grand Sons have three bicycles in our back yard.  REALLY ?!? Yuup they mailed us a leeter saying our policy would not be renewed because we had not removed the bicycles from our back yard. Now we have one month to find another insurance company or we will lose our home to the bank that holds the mortgage.

Stay away from these creeps. They are horrible people.

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Mar 14, 2016
Don't let the lower rate fool you.
Anonymous Policyholder

They roped me in with a lower auto insurance rate then more than doubled it within 2 years - without any claims.  Cancelled it and provided proof of other insurance, but they still send me a bill for 'coverage' after I cancelled the policy   As others have stated - their billing system is SO messed up.  I had to put a reminder on my calendar to pay my auto insurace as multiple requests for an e-bill AND a bill through the mail were ignored.   They cannot clearly explain to me what their last bill is about.   I honestly don't know how this company stays in business.

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Dec 04, 2015
Do not trust 'One Policy'
Anonymous Policyholder

This company can't get their billing straight to save their lives.  Each part of the policy should have it's own invoice i.e. one for house, one for car, one for boat, etc., and yet this company lumps everything together.  So your mortgage payment the bank sends in starts getting applied to your auto...  Then you don't get any invoices for Auto until it's too late and they decide to cancel your ENTIRE policy (home, auto, etc.) for non-payment.  They've done this to me 2 years in a row (always seems to happen around renewal time) and I've had enough.  Never again...

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