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RobfromRollestonSt

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Why is my girlfriend's score much higher than mine? She owes far more for collections and accounts.
I have more, individual collections accounts. She owes more to her creditors than I do. She also owes more in student loans than I do.

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6 Contributions
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Maybe her debt/credit ratio is better, the age of her credit history is longer.   Are her collections older than yours ?   Many things contribute to your credit score. 

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