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Question By
bobsys

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19 People Helped
Who is CBNA? They did a hard a pull for both of us
Whi is CBNA? They did a hard pull on 4/16/2014. Creditkarma says
1. CBNA - National Credit Cards/Airlines

I ordered my Transunion report, called them and they gave me the address - P.O. Box 6000 Sioux Falls, South Dakota 57117 which is Citibank South Dakota NA.
The same hard pull shows up on my wifes credit report.

We both have a secured card since 2012 from Citi but that's it. Did not applied for a new one. What we did is applied for an AMEX Blue Cash Preferred over the weekend but I don't think this pull is Amex related (?)

Also called Citi and of course the can't tell me anything.

Any advise?

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Credit Limit Increase

Helpful to 8 out of 9 people

Stupid freakin Citi stated they would not pull your credit report when requesting a ICL, but they did. Every single freakin time. Discover and AMEX actually honors their word of not hitting you with an inquiry.

Reply by
Jesse148

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6 People Helped
Helpful to 5 out of 5 people

I don't have a Citi account. I did some checking and on April 16, 2016 they did a hard pull on me as well. I have not applied for any new card or anything in over a year and I have no idea why I have these idiots on my credit report. I guess I'm gonna have to get p!ssy with them and get it removed on Monday. It'll give me something to do on the 2 hour drive to my boyfriends to go fishing for the day. I hate I4 and I75. :)

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Citi credit card fraud

Helpful to 2 out of 2 people

A rep from citi credit card called and said someone was attempting to open a new credit card with my soc, sec, number but a different state than on their records , they said they would connect me to the fraud dept, they wanted me to give them my info , I said whoa you have my info , I said read me my info and I,ll confirm it they said no that's not how we do it I hung up,

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CBNA credit pull

Helpful to 17 out of 22 people

This is Citibank of North America.  They also issue credit cards under other names.  Sears cards are CBNA.  If you opened an account at Sears, you will get a CBNA pull.  Many, many other so-called "store cards" are merely branded Citibank cards.

CBNA is the largest credit card issuer in the world.

Reply by
bobsys

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19 People Helped
Helpful to 3 out of 7 people

I did not open any card or anything exept an Amex Blue Cash in the past 6-8months

Reply by
bobsys

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19 People Helped
Helpful to 14 out of 19 people

Here is an update because these Citi Bank guys are idiots

When I saw the pull I called them The first time the rep said they have no idea who is CBNA and they have no affiliation with it.

Second time after get my Transunion report with the address called them back. 2nd rep, yeah well Citi is doing soft pull reguraly so no worries. I told her it's a hard pull. Her reply was to go back to Transunion and dispute since they don't do that.

Here is what ****ed me off. I told her I have a secured credit card and as far as I rememeber when opened the guy told me it's going to be a secure for 18 months and then it's a regular card so maybe that's Citi pulled my report but she told me no it's a secure card. I asked her this " So it's going to be a secure card forever and will not be converted to a regular one?" Her reply was yes, that's correct.

Guess what! Citi sent a letter saying my secure card was converted to a regular credit card and they will send a check with my original deposit + interest.

Reply by
Jesse148

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6 People Helped
Helpful to 1 out of 3 people

But my Sears account has been closed for over a year when they did a CBNA pull. Why would they do an inquiry a year AFTER the account was closed and had a zero balance???

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Vladimir s

Helpful to 1 out of 1 people

how  you remove from your credit history hard credit pull ?

Reply by
Cobra2016

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20 People Helped
Helpful to 20 out of 21 people

Easiest way to remove hard credit pulls is to establish an account with the Consumer Financial Protection Bureau (CFPB).  They have various disputes you submit, including disputing information on your credit file.

Just open account, it's free, submit complaint stating you did not authorize inquiry or that you suspect attempted ID theft.

CFPB will send report to credit bureau you identified and 99.9% of the time they remove it without further question.

I dont deal the the Credit Bureuas at all anymore and do everything thru the CFPB as the CRA's are going to listen to them over you just sending a letter.

Has worked for everything i have submitted so far.

1 Contribution
0 People Helped

CBNA

I got an inquiry from CBNA and it says "TBA" Tire Stores.  I have had no dealing with any store of this name.  It hasn't lowered my score, but I am wondering why they are checking my CreditKarma account.  Please advice?  

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Cbna on my report.

Cbna on my report. I didnt apply for anything. I'm trying to increase my score and the inquirys are killing me and then these A holes do this. I'm going to try what cobra2016 posted. 

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0 People Helped

CBNA?

Hey guys just wanted to add that in my case CBNA showed up on my report for a BEST BUY CREDIT CARD!! that i have.

Reply by
DulceRuiz

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BEST BUY credit card which is from CITI BANK😉

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Bill

I received three (3) negatives on my credit report, one which has been removed, and the other two because at a Sears store they were looking to either use my credit card or my wife's.  These will lapse over this summer and shall disappear.  Relax and enjoy it while Sears is still a company, understand they are near bankruptcy?

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CBNA

CBNA is Credit Bureau of North America! Don't get them confused with CitiBank

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0 People Helped

Cbna

Ive received an cbna on my credit n it made go down 2 points how do i found out what this is or about 

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