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Should I cancel my credit card?
Hi Friends,
I had taken an AMEX credit card from which basically acts as the primary card holder and issues addon cards for international students without credit score. And since our SSN's are linked to the credit card the whole account affects our Credit Report. But unfortunately this card which I have taken in January has been affecting my credit report very badly as all the other addon holders are using it to the maximum limit. Would closing this card help me repair my credit score ? I'm worried because it has been only 3 months since I opened the card and I'm not sure how it would affect my report. Just FYI I have a discover card which is solely on my name and always used 30% or less and is active since November 2014.

Your advice is greatly appreciated.


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