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PhilDerpse

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Score increased and I dont know why..
My score has increased by 5 points and I'm not sure as to why. How do I go about finding the cause?

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Credit Karma Team
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Hi Phil,

I suggest reviewing your Credit Report Card and credit report for recent changes. Since your score is calculated by the credit bureau using a proprietary algorithm, you won't always know the exact reason for a change. There are more than 200 factors influencing your credit score, so it is typically due to some change in several factors. 

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