Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Student Loans
Profile Image

Question By
bludevil144

0 Contributions
0 People Helped
raising credit score
I currently have student loans out that I am not able to make paymets on until july. I have a car payment that I make every month though on time or early. Will my credit score start going up after I start making payments on my student loan even though my car will be paid off? Also my husband has no credit what is a good way to start credit as we have no one who can cosign for him?
thank you

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
3051 Contributions
2791 People Helped
Most Helpful Response

Helpful to 1 out of 1 people

First, have you already consolidated your student loans?  If not, check into that asap.  Also they have lots of new repayment programs.  If these are federal student loans, call Crest at 469-619-0644 and they can tell you for free if they can help with that.  Second, yes, your score will increase somewhat.  Closed auto loan may hurt a little, but not much overall because you'll have good history.  Third, your husband should get a secured credit card that reports to all 3 bureas; visit www.creditcards.org to compare all available.  Use it wisely and he will slowly gain good credit.  Also, visit www.credit.about.com for lots of great info regarding all things credit-related.  Best of luck!

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.