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My credit score dropped by around 30 points each.why is this?
I've had my credit opened for almost a year now and I was nearing 700 but suddenly in the past week my score dropped 30 ish points each. The only explanation given is that I used 30% of the credit cards (which I've done before and it doesn't affect this severely) and that a new address was added. My mother recently applied for a credit line at my bank under her name but that shouldn't affect my credit right??

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