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nodtroq

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Is there a way to remove my ex-husbands late payments from my credit scores? Divorced 2 years.
I co-signed the loan before we divorced but we have been separated / divorced for 4+ years now. Is there another option besides waiting for him to eventually pay it off? He already has 25 late payments and what if he defaults on the loan?

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The accounts with his name on them will remain a part of your credit history for 7 years from the date of the divorce.  The divorce decree specifies all divisions of property and responsibility for debts, so that will be showing after 7 years. 

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Unfortunately, contrary to the first answer given, the divorce decree only states he is responsible for making the payment. It does not relieve the joint note/obligation with the original creditor. However, it could not hurt to contact the creditor and discuss with them if there are any options available from them.

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