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SL32

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Improving Fiance's Credit
I was reviewing my fiance's credit report and there is a cc through a major bank that has a large balance and has been delinquent for over a year. This card was her ex-boyfriend's and she was only listed as an authorized user, not the account holder. I understand she is legally not responsible for the payments, however, it is still showing up on her credit report and negatively affecting her credit. Is there any way to remedy this or will it stay on there until he decides to pay it off?

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she needs to contact the primary account holder, (her x), and have him remove her as an authorized user. when she is removed from the account, it will disappear from her report. boom. 

Top Contributor
227 Contributions
96 People Helped

update. actually, i'm pretty sure she can remove herself. have her call them and try. 

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