Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!


Posted in Credit Scores
Profile Image

Question By

1 Contribution
1 Person Helped
Imprive my credit score 32 points
How can i improve my credit score from 588 to 620. I have a car loan and a store charge card. Both are current and never been late. I pay more than min. on store charge card. I started paying more on my car each month with my car payment. I do have student loans but are in differment while I am in school. I do have old debt on my credit report. Will it hurt me if I pay it off or will paying all that off boost my score? I need to buy a house in the next few months and I can not get approved for a home loan or any credit cards. The store card was just approved in December.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.


Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.