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Illegitimate Bank Debt
About 2001 I had overdrawn my Wells Fargo bank account by $600. I went into the branch, paid the debt, and closed the bank account. Now I am receiving letters to collect $700 from them and it is on my report. I do not have proof of payment because it was more than 10 years ago and I didn't hear anything from them for so long. I don’t know what to do to get this inaccurate information off my report and to get them to leave me alone?!?! Not sure what to do but this cannot be legal for them to just say, “Hey, you owe us money?” and it is my word against theirs. Help!

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