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smcheetah

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If you filed Bankruptcy seven years ago? Can you have it removed from your credit report?

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When was it discharged or dismissed?  It's not from the filing date.  

Regardless, if it's been 7 years it's not a major factor to your credit rating.  It's primarily the more recent derogatories that tie into your scores.

Lenders need to see risk based upon recent credit, not an event that happed 7 years ago.  You probably have recovered since then.  I've seen 700 credit scores 1 yr after a Bankruptcy.  

If you need more info or a full report review I can be reached at jason@rapidrescorecredit.com

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I falls off your report in ten years, no sooner. 

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