Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Posted in Credit Scores
I need to get my credit score up fast, as in four months!! how do I go about doing this?
Profile Image

Question By

0 Contributions
0 People Helped
All Responses
Results 1-4 of 4Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Most Helpful Response
Challenge / dispute
Helpful to 2 out of 2 people

Challenge anything that is negative on your account and or call up the banks and ask if they will remove negative items that are holding down your score.  Before you call the banks make sure you’ll been paying your debts to that bank on time.  It easier for the banks to forgive your past late payments if you’ll been current making timely payments.

Top Contributor

Response by

42 Contributions
170 People Helped
Helpful to 1 out of 1 people

pay down your balances and make sure you are payin everything early or on time.. if you ask for a line increase as someone else has suggested you run the risk that they will do another credit pull on you, and the new inquiry will drop your score, not improve it..

no new inquiries, no big purchases, pay down your balances, and make every payment early or on time.  

Top Contributor

Response by

747 Contributions
345 People Helped
Helpful to 0 out of 1 people

Ask your current credit card companies to increase your credit limit.

Top Contributor

Response by

164 Contributions
59 People Helped
Helpful to 0 out of 1 people

Reduce credit card balances to below 30% of limits at all times.  Don't apply for credit for four months.  The enquiries to credit will hurt the score.  Don't close any credit card accounts.  Read up under credit scores this site .  Good Luck.

Top Contributor

Response by

2675 Contributions
491 People Helped
Results 1-4 of 4Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Reply to this Question

Write your response:

Enter Your Comments
Submit to the Community