Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Scores
Profile Image

Question By
jewel21

0 Contributions
0 People Helped
I need to get my credit score up fast, as in four months!! how do I go about doing this?
All Responses

Results 1-3 of 3Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
48 Contributions
244 People Helped
Most Helpful Response

Challenge / dispute

Helpful to 3 out of 3 people

Challenge anything that is negative on your account and or call up the banks and ask if they will remove negative items that are holding down your score.  Before you call the banks make sure you’ll been paying your debts to that bank on time.  It easier for the banks to forgive your past late payments if you’ll been current making timely payments.

Top Contributor
748 Contributions
568 People Helped

Helpful to 2 out of 2 people

pay down your balances and make sure you are payin everything early or on time.. if you ask for a line increase as someone else has suggested you run the risk that they will do another credit pull on you, and the new inquiry will drop your score, not improve it..

no new inquiries, no big purchases, pay down your balances, and make every payment early or on time.  

Top Contributor
2684 Contributions
768 People Helped

Helpful to 1 out of 2 people

Reduce credit card balances to below 30% of limits at all times.  Don't apply for credit for four months.  The enquiries to credit will hurt the score.  Don't close any credit card accounts.  Read up under credit scores this site .  Good Luck.

Results 1-3 of 3Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Reply to this Question

Write your response:
Enter Your Comments
 

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.