Data leaks happen, stay protected.
Credit Karma helps keep your info safe by searching for your email address in other companies’ data breaches and other threats to your identity, so you can feel more confident knowing we’ve got your back.
We’ll keep an eye on your ID.
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We alert you when your personal information has been found in data breaches.
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We let you know when your info’s been part of a breach, so you can take action right away.
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See your credit lock status across TransUnion and Equifax and make it easy to reach out to them to lock your credit.
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We’ll let you know if there are any major changes to your credit score and credit report
Editorial Note: Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse our editorial content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
FAQs about ID monitoring
Identity monitoring services typically scan various data sources to look for signs that your personal information is being used fraudulently. This involves keeping an eye on sources such as your credit reports, public records, the dark web and other online sources where your personal data might be exposed.
By alerting you to suspicious activity quickly, identity monitoring can help you take action to protect your finances.
With Credit Karma, you have access to free tools that help you protect your personal information. Our identity monitoring feature can notify you if your data appears in a breach, while our free credit monitoring can help you identify discrepancies or potential fraud on your credit reports, allowing you to address them promptly.
Identity monitoring services differ in what they track and how often they check. Some services charge subscription fees, while others may be free. Make sure you understand what information is being monitored, the frequency of monitoring and how you’ll be alerted about potential fraud before you sign up.
Credit Karma offers free identity monitoring that will alert you if your personal information is exposed in a data breach or if your passwords on other sites may be compromised.
You can look for key warning signs to determine whether someone may be using your identity. These include getting bills for things you didn’t buy, unexpected debt collection calls or unfamiliar accounts on your credit reports. Other red flags are unexplained withdrawals from your bank account, missing or unexpected mail or a sudden unexpected drop in your credit scores.
If you suspect someone stole your identity, you can file a report at the Federal Trade Commission’s IdentityTheft.gov. This will help you get the necessary documentation to send to lenders and credit bureaus.
Credit Karma offers a tool for identity monitoring that works by scanning billions of records from public data breaches and the dark web. If your email address (the one connected to your Credit Karma account) pops up in any of these breaches, Credit Karma will let you know.
This can help you proactively protect yourself from identity fraud, which can lead to significant issues such as unauthorized accounts or loans opened in your name. By staying informed, you can take action to minimize potential damage.