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I have old CC debt of $14k. It hits 7yrs old in 10mo. can i pfd?
I want to buy a home with the VA loan i qualify for. I have on old AMEX debt of $14k that hits the 7 year mark in 10 months. It is out of SOL.

I would like it off now. what do I do? PFD the OC? Goodwill the OC? validate? the last thing i want to do is renew it.

It is also my oldest credit line by far. is there anything i can do to make it a positive asset to my score? or is PFD the only option?

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