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magicphie7

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I filed chapter 7 in 2005. It is still on my credit report. when will it come off.

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Depends on the date you filed.

Ten years from date of filiing means exactly that .  You cannot file on Dec. 1, 2005 and expect the report of said bankruptcy to be gone by February 1, 2015.  In fact, it might be best to wait until 10 years, 30 days before checking to see when report of said bankruptcy is deleted.   Nothing is instant in the legal system.

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