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Tookiemom

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how to up my score from a 560 to higher

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Top Contributor
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not knowing whats on your CR

with out seeing your credit report it's hard to say why your score is that low. 

Its a numbers game, so you need to learn to play the game so it works to your advantage.  I don't know if your score reflects bad habits or lack of credit.  if your young thats usually the case, A limited credit history is easier to fix than one that has a lot of dings and derogs because of poor financial habits. 

best i can say is to educate yorself on what it takes to have a good credit and how to get there.  CK is a good source as well as many other FREE websites.  I mention the Free sites because you needn't pay anyone to do any of this for you. A little knowledge goes a long way. 

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