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How to start working on my credit score?? Where do I begin
I'm new to this and really need to work hard to fix my credit score. I made some mistakes when I was young and now I am starting to think about buying a home and don't have a good enough score to get a home loan. How do I go about building my score. My total debt is around 8k and I don't know if I should start making small payments on all of them or save for a few months and pay them off one at a time in full. I also have a credit card coming in the mail since I have no open lines of credit. I am going to use 25% of my limit every month and pay it off every statement. How else can I fix the damage I have done. I also have a few debts that belong to my ex husband (he is court ordered to pay them) but the collectors told me I just have to pay them off then take him to court for not paying them. If anyone has any tips or advice I would appreciate it. Thank you

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