Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!


Posted in Bankruptcy
Profile Image

Question By

0 Contributions
0 People Helped
How quickly can bankruptcy be filed?
I'm at the point where I definitely need to file bankruptcy. I was told by one attorney in the area that because of the new bankruptcy laws, his fee has to be paid in full before he can file and give me a case number. I wasn't sure whether this is true, or whether he's just trying to make sure he gets his money. Seems to me that most people who file bankruptcy don't have a lot of funds to begin with, and if you don't have all the funds and have to come up with them over time, you could end up getting sued by creditors in the meantime. I had to file bankruptcy back in the mid 2000s (case was discharged in 2005), and the attorney I used back then let me file right away and pay over time. I know the credit counseling class has to be taken now, so I'm taking that into account (that can be done online in a day).

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.


Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.