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Question By
nazsilva

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how long does a judgement stay on your credit report
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Most Helpful Response

Helpful to 21 out of 21 people

judgements can stay on your credit reports up to 7 years, even if it's been paid

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JUDGEMNT

Helpful to 6 out of 7 people

I have a judgement that was filed January of 2007 and my report from Experian says it is scheduled to be removed from my report in January of 2014. 7 years.  

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Judgements

Helpful to 18 out of 30 people

A judgement can be renewed before it expires indefinitely all the while accuring interest if it was awarded by the court. It is better to contact the person holding the judgement and try to negotiate a SIF (Settled For Less Than The Full Balance) A judgement can also cause you to have a wage assignment, a bank levy or even a recording against your name which may then tie up your real estate (if you own any) and then you won't be able ot sell or refinance it until this Judgement has been satisfied and recorded with the court.

Reply by
GMcElroy

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Helpful to 4 out of 10 people

The question was not answered.  It does not say how long it will stay on your credit file.  The person answered what a judgement is and how to pay it.

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eviction from apartment

Helpful to 2 out of 4 people

how long does that stay

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Judgement

If there was a judgement against me would these credit reports on credit karma show it?

Reply by
malia1024

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It will show up if it is on Transunion.  Credit karma uses transunion to gather it's data.  I would go to annualcreditreport.com and request copies from all 3 reporting agencies.  You can do that once a year for free.

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Helpful to 2 out of 5 people

I'm curious about this as well. I took care of my judgement and I'm wondering if its there for life or if it has some sort of expiration on it? 

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Judgment

Helpful to 1 out of 3 people

I have a jugdment on my credit from 07, back when I was right out of high school I co-signed for my boyfriend on a citi financial loan, well he filled bank rupcy so they came after me, but he and his attorney told me they had taken care of it. I never heard anything from citi financial and just recently as I found that I have a judgment for that loan on my report. How do I get rid of it? Or will it come off in its 7yr time span?

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Helpful to 1 out of 5 people

5 years can be renewed

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Helpful to 0 out of 1 people

Judgements are as bad as the collection lawyer is a scumbag

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