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simplyasking

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How long do closed accounts stay on reports
I have some old accounts and one account from Chase that I switched over to a different Chase card, so the old one should have been closed.

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Routinely, a closed account will remain on your credit report for 7 years from the date it is reported as closed.   Some can remain for as long as 10 years as reference items, although, you can request they be removed after 7 years.  If they are positive entries, paid on time and a good trade reference, it does not hurt your credit to have reflected long after they are closed.

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