Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Report
Profile Image

Question By
htckcredit31

0 Contributions
0 People Helped
How do I remove closed accounts that are over 7yrs old and will this improve my credit score?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
7373 Contributions
3812 People Helped

If those accounts are showing a positive payment history, they are helping your credit score and you don't want to remove anything that is helping.  Positive reports can stay on your credit reports for 10 years.  If the accounts show a negative history such as late payments, then you might dispute their presence on your reports based on age. 

Top Contributor
5038 Contributions
1136 People Helped

NEVER REMOVE ACCOUNTS THAT WERE CLOSED IN GOOD STANDING!! Doing so would DAMAGE YOUR CREDIT! Please do some reading and have a very good understanding of credit before you start trying to make adjustments to yours.

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.