Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Cards
Profile Image

Question By
elle012

0 Contributions
0 People Helped
how do I raise my score (have no debt)
I had 2 credit cards open.

I missed a payment for $13 on one (longest line of credit I had) and interest racked up and I had a $40 balance. (it was a card I forgot about and was not using for awhile) Finally paid it after 3 months and the credit company closed it.

I currently have no balance on the one card I have left. My score is in the mid 600's How can I improve my score? I'm scared to apply for a new card, won't that show another inquiry? & will I be approved with the late payments/close of

Currently, my inquires are what's killing my score.

I would like to apply for a home loan next year but I want to work on my credit before I can do that.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
675 Contributions
353 People Helped

How many inq do you have?  You may have to go for a secured card but yes you should get another card.  But never, Never, NEVER miss another payment.  At the very least make the min payment.  Check with cap one for a secured card or a local credit union.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.