Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!


Posted in Credit Report
Profile Image

Question By

0 Contributions
0 People Helped
how do i get all 3 credit report for free
All Responses

Results 1-10 of 13Results per page: 5 | 10 | 25Page 1 of 2   Previous | Next
1 Contribution
72 People Helped

Everyone can get a free credit report fr

Helpful to 72 out of 78 people

everyone can get a free credit report from all major creit bureaus at No credit is needed it just ask you to verify recent addresses and recent loans  all free no creating an account .shows everything  on scores just report.

1 Contribution
13 People Helped

Free Credit Reports

Helpful to 13 out of 14 people

One can go to for FREE reports from All 3 bureaus, but the Equifax is done via mail or telephone. You will not be able to see a PDF or print from their website ever. 

To access one's FICO scores, which is the score's that will be accurate and show you what a lemder will see, go to 

To open a bank account, they pull a BEACON score, usually with Transunion. A  home lender will look at all 3 FICO scores.

Hope this helps!!

1 Contribution
15 People Helped

Credit Score for FREE!

Helpful to 15 out of 18 people is free. Only for the first time

Top Contributor
53 Contributions
83 People Helped
Helpful to 17 out of 19 people only provides your experian credit report and score but doesn't necessarily provide updates often mind you it does state it updates scores and info every 6months... huge time lapse where as provides your transunion score and report for free no credit card necessary as well.. yet it updates your score and any changes in your report every 2wks. with my fico that does require a credit/debit card charges a dollar off your card and gives you the equifax score and report but let's face it YOUR BEST BET IS TO USE FREESCORESANDMORE.COM it does require a credit/debit card upon registering but I promise it won't even touch a dollar off your account unless you don't cancel your 14 day trial. the reason a card is needed is after your 14day trial assumes you are satisfied with the program and there for charge your accnt 14.99 the day of trial and there on after. but if you want the real mccoy your going to have to pay about 60.00 to get all 3 fico scores. unfortunately these free credit report/score companies such as CREDIT KARMA, CREDIT SESAME, QUIZZLE.COM ETC. they're all transrisk scores that are estimates of your credit report/scores not it's true accurate scores that lenders,brokers,loan officers, underwritters pull when looking for a loan or a mortgage etc.  

2 Contributions
15 People Helped

Credit Report

Helpful to 15 out of 20 people

I need a copy of my credit report.

3 Contributions
186 People Helped
Most Helpful Response

Helpful to 185 out of 194 people

You can order all three credit reports once a year for free at, which is actually free. Avoid as they will sign you up for a plan that will cost you money.

3 Contributions
20 People Helped
Helpful to 20 out of 27 people

thanks. I thought Credit Karma was going to supply all 3.

Top Contributor
53 Contributions
83 People Helped

Helpful to 10 out of 14 people

if you had already pulled your report off and don't have access to any recent activities in your report... your best bet to get a 14day trial and pull all 3 scores is I'm currently using it and I love it. I just need to call to cancel my subscription before I forget to cancel on the 14th day ;) good luck.

1 Contribution
5 People Helped

Helpful to 5 out of 7 people

credit sesame gives all three

Results 1-10 of 13Results per page: 5 | 10 | 25Page 1 of 2   Previous | Next

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.