Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Report
Profile Image

Question By
Markk222

0 Contributions
0 People Helped
How do I get a collections report removed from my account from a hospital bill?
Apparently the bill is about a year old from a hospital visit. It is $527 and I never even knew about it. This is the first time something like this has happened and I've always paid billls on time. The only way I found out about it was through my credit report. It is a legitimate bill however so how should I go about making sure it is removed from my report after it has been paid?

Thanks

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
1884 Contributions
3672 People Helped

Pay to delete.

Since you say that the bill is valid, then I suggest that you ask the collection agency to remove the derogitory remarks when you pay the debt.  Do this in Writting, NEVER ON THE PHONE.  Address letters to  the "Collections Manager" (the only one that can actually negotiate with you, and mail to the collection agency directly.

There is a sample letter here on CK and you can find samples just by searching Google.

good luck

Top Contributor
5038 Contributions
1134 People Helped

The other thing that you can do is google "hippa collections removal" or something along those lines as I believe there is some type of loophole for removing medical collections. I do not know if it works and I don't really know anything about it, but see the conversation popping up on many credit forums.

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.