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Posted in Auto Loans
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notatfault

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how can i tell my side of what caused a charge off account on my history?
U.A.C. BREACHED A CONTRACT WITH ME AND I REFUSED TO PAY FOR THEIR FAILURE TO HONOR THE VERBAL AGREEMENT MADE.

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Consumers cannot tell their side of the story on credit reports. You should have contacted an attorney if a contract was not followed. Depending on how long ago this occured, too much time may have gone by to take legal action.

Top Contributor
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Also know that verbal contracts are not binding pretty much everywhere.  You don't really have much of a case most likely.  In those situations it is best to make sure payments are on time and then keep disputing if needed.

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