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How can I raise my credit with an awful score?
Hey All -
I have a TU score of 468 and EF of 533. I can't seem to get even a secured card from anywhere, but want to start raising my credit score. Can someone provide me with steps I could take to raise my score without one of these? I'm working on paying off about $1,800 of bad debt (collections) that is the result of a bad divorce.

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