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desontia

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how can i dispute items on my credit report

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Follow instructions on report.

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There are instructions on your credit report on how to file a dispute, which you should do if there is anything on the report that is not yours.  However, you cannot dispute items that are yoursw but you don't like the impact they may have.  The law states that all credit items must remain on your credit report for 7 years (10 for bankruptcy) at which time they will fall off. 

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Dispute

The Sear's account should have been off yrs. ago and the FIRST SENTRY account is not mine, even IF it was, IT TOO should have been off yrs. ago.

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Dispute

The JP morgan chase account was settled in 2008. My property was auctioned off then and the account was settled, It is still showing that  the account is open and current, I don't understand

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