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Drop in Credit Score
My credit score dropped 22 points in two months. During that two months, I made no credit card purchases and had no late payments. I did not apply for new loans or credit cards. My last credit inquiry is two weeks shy of one year ago. How can I find out what happened? I combed through my account on this site, but can't find an explanation. One of the accounts was delinquent six months ago, but I have been all caught up since then. I'm just a bit stumped.

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