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Posted in Paying Your Bills
Do Doctor Bills affect credit scores?
I have a few unpaid doctor bills, will that show on my credit score?
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If they go into collections yes. Medical collections are a big problem for credit scores.

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if the bill hasnt gone to collections then no... it would have nothing to do with your score...

If you have already gone to collections then yes, it has a real negative effect immediately.. -50 -100 points easily..

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I think the figure is around 60% of all bankruptcies involve medical debt. The doctors cannot send you to collections if you show reasonable progress at paying off the bills, contact them and set up a reasonable payment plan that you can work to pay off to avoid collections. If you plea your case, they may also give you a discount.

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