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Dispute Letter to Collection Agency
Does anyone have any experience with Midland Funding LLC credit collection agency? Someone suggested I send them a dispute letter. I have no experience with this, nor with dealing with a collection agency. From what I can see in other blogs, this agency will take people to court for rediculously low amounts of money. I personally chose not to pay off this debt because the company misquoted my last payment. I paid what they asked of me, then received a letter saying I still owed them $300 more dollars. I told them that it was on them that the representative misquoted my last bill and that they should not expect me to pay them after a mistake like that. Was I wrong to think that way? I just refuse to try to do the right thing, then be taken advantage of by a multi-billion dollar company because of a mistake they made.

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