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OtegoSLP1955

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Didn't pay store on time.Payed collection agency.Score dropped 72 points.How long to up score?
Neglected to pay $375 to dept. store. Collection agency called and I

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Probably about two years. If it went to a collection agency then the debt was probably  90 days or more past due..Payments make up 40% of your FICO score. 

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