Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!


Posted in Credit Scores
Profile Image

Question By

0 Contributions
0 People Helped
Credit and Vantage Scores
I would be intersted in your response to my question as I truly do not understand credit scoring. I have owned my last three homes free and clear. I recently built a new home in Texas and paid cash. I have one major credit card with a credit limit of $45,000. Even though I never come close to this limit I use the card frequently and pay the balance off in full every month and have for a long time.

Recently my score (credit and vantage) have dropped.....WHY?

I owned everything I have and pay off my consumer debt every month. I have a significant amount in savings.

The whole credit scoring system has never made any sense to me, my bankers or my financial advisors......maybe you can explain....thanks

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.


Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.