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rjholly71

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collection account opened after filing ch. 7
I filed ch 7 1-25-17. a collections account was opened on by Calvary portfolio services. on 2-17-17 for a creditor that was included in my petition. it always showed zero balance and noted that it was included in my bankruptcy, it also said that it may have been opened prior to me filing that is not the case. but is it normal for an account to be opened after filing? I emailed my lawyer about it and got no response. do I have any grounds for a dispute?

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I would give disputing a shot, it may work. I don't think that they are allowed to add the account to your reports after filing. Hopefully your attorney will get back to you and give you the answer. If not, maybe consult with a FDCPA attorney to see what they have to say. (fair debt collection practices act).

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